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Money-Smart Mondays

A Holiday Hello (And a Little Thank You)


Money-Smart Monday

with John Lanza

Hello, friends,

I know your brains—and inboxes—are both pretty full right now. So I’ll keep this newsletter short.

Thank You

First, thank you for being part of this Money-Smart Monday​ community. Whether you’ve just started an allowance, had one good money conversation with your kids or simply thought a little differently about money this year, I’m grateful you’re on the journey with me.

A Holiday Hello

Second, something fun to brighten the season:

Yes, we wrapped financial wisdom in a holiday bop. Yes, your kids may learn good money habits without realizing it. And yes, you’re allowed to play this song on loop until someone in your house stages a gentle musical intervention.

Hey—maybe it even knocks one piece of Demon Hunters merch off that KPop-heavy wishlist. Or … not. But we can dream!

Wise Words

Last but not least, I’ll leave you with a thought that’s been sticking with me:

“We act as though comfort and luxury were the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about.”
—Charles Kingsley

It’s easy to feel pressure to provide the “finer things” during the holidays: buying the ideal gift or preparing the perfect meal. But time and again, research (and real life) reminds us that happiness comes more from doing than having.

Sometimes the finest thing you can offer your family isn’t something you buy or prepare at all—a fun game of Just One​, a winter walk, a shared laugh or simply being fully there.

Happy holidays!

And, as always, enjoy the journey.

John,
Your Chief Mammal

📗 Get The Art of Allowance (for parents)
📚 Get the “Share & Save & Spend Smart” series (for kids)
🫱🏻‍🫲🏽 Become a partner or book me to speak (for businesses)

P.S. Please consult with a financial or investment professional before making any decisions that might affect your financial well-being.

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Money-Smart Mondays

Hi, I'm John Lanza. Every Monday, I share ideas to help you and your family on the money-smart journey. I created "The Money Mammals" for kids and wrote The Art of Allowance book for parents like you. Won't you join me on the money-smart journey?

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